Welcome to Our Finance Center

So, you’ve decided to buy a new or new-to-you Ford vehicle! Once you’ve enjoyed exploring our inventory at our Ford dealer near Columbus, Dublin, and Hilliard, Ohio, you can visit our finance center to take the next steps. We’ll work with you to identify your ideal payment plan.

At Germain Ford of Columbus, our Ford financing experts can work with you to ensure you leave feeling happy with your plan. We’ll explain more on this page, so keep reading if you want to learn about us!

Buying Vs. Leasing Your New Ford

Are you still deciding how you want to take the keys to your new car? Our Ford financing experts can explain the details and differences between buying versus leasing a new car to help you feel confident in your decision.

Many customers dream of buying their car and keeping it long-term. One benefit of a purchase is you’re free to put as many miles on the vehicle as you wish, so feel free to take a road trip. You can also customize the car with any parts or accessories you desire. You’re also building equity for other large purchases such as your own home.

As for leasing, this option is great for people who crave versatility. Every few years, you’ll be able to upgrade to a new model, enjoying the latest technologies and features Ford has come up with.

Our finance center team can discuss these options with you and help you make the right choice for you. They’re well-versed in all the nuances of financing, and they’ve worked with a diverse population around Columbus, so they know which plans work best for individual circumstances.

Returning Your Lease

When your lease is over, all you have to do is drop the car off at the dealer. Before you do this, though, you’ll need to take care of some items and make some decisions.

Ninety days before you return the lease, you’ll need to schedule an independent inspection of the car. This ensures that it’s in good shape to go back to the dealership and gives you time to make any adjustments and cover any minor repairs.

During this time, you’ll need to consider what you’re going to do with the car. While you can simply return the car and upgrade to the newest version, there are other options as well.

You also may be able to keep the car and can convert your lease into a loan, so that you can become the owner. We understand that you’ve become attached to your vehicle, maybe even named your car, placed your seat in the right position, and set up all your apps. So, you can discuss applying for a loan to cover the remaining cost of the vehicle.

Maybe your circumstances changed, and you’d like to leave the lease behind you. We will accept the vehicle back into the fold. If you’re curious about a new car or have questions about financing a car, we’re pleased to show you our inventory and help you pick out a great vehicle.

Our Online Tools and Resources

To make your finance center experience feel as convenient as possible, we offer online tools and resources to help you get started on your own terms. Consult these complimentary tools for a streamlined experience.

You can check out our online application to apply for financing before you visit us. Once you fill it out, it goes directly to our finance department for review by one of our financing experts. They’ll determine your eligibility, discuss possible financing options, and reach out to lenders for their best rates and desirable terms.

Feel free to use our complimentary payment calculator to figure out the estimated monthly payment you’ll be paying. This tool can be used as many times as you want if you’re considering more than one car or if your down payment and/or trade-in amount changes.

If you want to trade in your current car and use the offer toward your next purchase, our Value Your Trade tool can tell you how much it’s worth. This can help you plan your budget for a newer car and adds another quality vehicle to our used inventory.

Some drivers may not be ready to buy a new car but may wish to sell their vehicles. As it says on our website, “We Buy Cars.” This means that we’d love to take a look at your car and offer ample compensation for it. Fill out the AccuTrade Instant Offer, and you can set up an offer for your car, using the latest estimated market value.

Before You Sell or Trade in Your Car

Before you sell or trade in your current car, you may wish to consider these tips for preparing your car for the transaction.

Clean out your car of all trash and personal belongings such as sunglasses, power cords, gloves, and other items. Make sure that you wash your car both inside and out, so that it’s presentable. These minor efforts can show off your car in its best light.

Take Advantage of New and Used Vehicle Specials

Plus, we have a wide range of new Ford specials to help you save. Check them out here on our website to see our latest offers. Our finance center team wants you to leave with a great deal. Make sure that you add this to your search when you’re shopping for a vehicle. It can be used as a great tiebreaker if you’ve been considering a handful of cars and see one of your favorites showcased here.

Visit Our Finance Center at Germain Ford of Columbus

Are you a driver near Columbus, Dublin, and Hilliard, OH, ready to take the wheel of a new car? Contact Germain Ford of Columbus and schedule an appointment to determine the steps you need to take in your Ford purchasing process. Our experienced auto financing team is ready to add convenience to car shopping. We look forward to working with you!